Ken

Definitely still caps on flight numbers - it's not for lack of places on flights (many airlines would be happy to fly full planes to Australia) it's for lack of places in quarantine hotels. Several states recently cut their capacity by 50% in response to the more contagious UK variant of Covid.

There's a tiny number of people who despite working in the UK are still considered to be resident in Australia (usually because that's where their wife and children live in the house that is considered to be their home) so it's possible that rb1028 does need to pay tax in both countries - but the more likely scenario is the one you've described where the ISA is the foreign income of a non-resident and therefore escapes Australian tax.

Hedge Funds generally pay higher salaries in London than in Sydney (and are rare in either country outside of those cities). Of course if your husband were to score a promotion by moving to Sydney it could still be a good move financially but realistically he should anticipate a pay cut.

To continue the answers posted by @Marisawright to @newjez 3. I'm assuming that if you are resident in Australia, you would pay no tax on UK pension withdrawal to the UK inland revenue? That's probably right. Pension income is taxed where you are resident under the terms of the treaty but lump sums are a grey area as to whether or not they are pension income. 4. Also, if you are drawing a UK private pension, can you still contribute to sups if you were working in Australia? Yes. Anyone under 65 (working or not) can contribute to Super and anyone over 65 but under 75 who is working in Australia (and under certain circumstances even when not working) can contribute to Super. UK pension income is irrelevant to this.

There's also the little matter that that_person purchased the Cryptocurrency while resident in Australia. Did they pay the CGT owing when they departed Australia or did they make an election to keep them as a CGT asset?

They are a CGT asset for residents. People also hold listed shares for investment purposes. Like Cryptocurrencies they are also not "Taxable Australian Property" and so not normally a CGT asset for non-residents.

You have a point. The title is "CGT on crypto sale for non resident" so perhaps he means to sell them in Australia while remaining in the UK and hence non-resident in Australia. If he did have a CGT taxable gain in Australia while non-resident then he would not be entitled to the tax free threshold and would not be entitled to the 50% discount on his gain. Assuming he had no other Australian income that would mean paying 19% tax on the first $26,800 of the gain. He'd be taxed on the gain in the UK as well but the tax due would be reduced by the tax paid in Australia. However CGT only applies to "Taxable Australian Property" for non-residents. Taxable Australian property includes direct and indirect interests in real property situated in Australia, business assets used in an Australian branch, an option to acquire any of the above, or a CGT asset elected by an individual to continue to be subject to Australian CGT after they cease to be an Australian Tax Resident. Consequently cryptocurrency isn't normally a CGT asset for a non-resident and under normal circumstances there would be no Australian Tax to pay.

It won't take any time at all to establish his Australian Tax residency. It's ensuring he has lost his UK tax residency that needs time. If the OP is moving back to Australia with the intent of making it his permanent home he'll be tax resident as soon as he arrives and his UK tax residency will end at the same time. But if he turns up, sells the assets and then returns to the UK then HMRC isn't going to accept he ever left.

It applies to any CGT assets that you have owned for 12 months or more when you sell them. It doesn't matter if some of that period of ownership was before you moved to Australia or not.

If you move back to Aus and sell here then (assuming you've held the asset for at least 12months and they don't change the rules - I mention that as there have been proposals to do so) then 50% of the gain is tax free and the other 50% is added to all your other income (wages, interest etc) and taxed as any other income would be. Effectively you'll pay whatever your marginal tax rate is. If the gain is less than $40,000 (which discounts down to $20,000) and you sell when you are in Australia for an entire tax year and you have no other income in that year then the whole gain will be tax free. If on the other hand your other income in the year that you sell is more than $180,000 you'll be paying a marginal tax rate of 23.5% on the whole of your gain (the top tax rate is 47% but there's that 50% discount for assets held over 12 months - and be warned the rate is higher if you're earning over $180K and don't have health insurance).

Santander send SMS to Australian mobiles for their 2FA so no need for a UK mobile. Some providers won't send SMS to a foreign mobile number but give the option for the 2FA code to go via email or an App.

Just to warn you that you can't file your Self Assessment tax return online on the HMRC website if you live abroad as a non-resident. You either have to use specialist software or file a paper return. This is because the online form doesn't include the SA109 section that you will need to complete.

Some lenders have a written policy on what happens if you take out a residential mortgage and then convert to a buy-to-let. Some allow it, some have a fixed additional fee or rate and others prohibit it.

It makes no difference to have PR rather than citizenship. Having a light credit history in AUS will be an advantage. Australian credit history is still based on the number of black marks (e.g. missed payments, number of credit applications) detracting from your score not on a good repayment history adding to it. Australian banks don't seem to use salary multiples the way British banks do so it's impossible to say how they take bonuses into account but expect to be able to borrow a much larger multiple of your salary than you can in the UK (not that that's necessarily a good thing). You can expect to need at least 3 months employment in Australia - although if you are transferring from the same employer in the UK that may well be waived. If self-employed you'll need at least 2 years of accounts. Base rates in Australia and the UK are currently identical (0.10%). I'm paying a higher rate on my mortgage in the UK than I am on the one in Australia - although that's because I can't shop around in the UK as it's practically impossible to take out a new mortgage on a property in the UK when you live in Australia. Shop around in either country to find lower rates.

First off DNA testing is not routine. I believe it only applies if the parents aren't named on a birth certificate and perhaps for some parts of the world where birth certificates can't be relied upon. For a child born in the UK a UK birth certificate would be accepted as fact unless there's some reason you think they wouldn't? Secondly citizenship by descent applies to adopted children as well as to biological children. The rules probably haven't caught up to mention donor births specifically but if it's not accepted that the child is biologically that of the Australian parent then it would undoubtedly be the adopted child of the Australian parent. The fact that the parent is named on the birth certificate should be sufficient to show that without needing an adoption certificate. As you've already said eligibility does not mention biological relationship. The birth certificate evidences the legal relationship.

Our son was only 18 months old when he had his medical. The Doctor was happy just to observe him. The Doctor wasn't concerned at all about him being non-verbal (but obviously your child being a year older probably does make a difference) but was satisfied from the fact that he was interested in his environment and looking around the office. There aren't any tests as such that will confirm ASD (research into DNA is still on-going), it's purely based on observation.

Actually it only says they need to "have lived most of their life in Australia". If we interpret most as being more than half then if they had their visa refused after they turned 5 they already have lived most of their first 10 years in Australia. Interesting.

I think you may stumbled on a way to shore up the damage that Covid has done to the budget - a caffeine tax!

They don't need to learn. They're NSW. They're "the gold standard".

It's not even on the same date in all states. While for most States it will be on Monday 14th June 2021 (which is the Monday after Trooping the Colour when the UK marks her official birthday), in QLD it will be on Monday 4th October and WA Monday 27th September. The UK celebrates the sovereign's birthday in June regardless of when the sovereign was born because that's when the days are longest (in the Northern Hemisphere) for setting up the parade. It dates back to George II who's actual Birthday (9th November 1683) was considered unsuitable for the parade which was first held to celebrate his official birthday in June 1748.

One of the things that typically delays DASP is the ATO receiving the confirmation from IMMI that your visa has been cancelled or has expired. Would have thought that would be fairly straight forward but apparently not.

I don't know any near me that don't bulk bill. When we first moved here the one nearest us didn't bulk bill adults (although they did for children) but at some point they fell in line with all the others.

Australian credit ratings are almost entirely concentrated on the negative aspects of your credit history - missed payments, making lots of applications for credit etc. Not having a history can therefore be an advantage.

There is extensive information sharing between the ATO and HMRC so HMRC will notice if you don't declare the income that is on your Australian tax return. But as others have pointed out interest is only claimable on a mortgage taken out to buy an investment property. Interest on re-mortgaging an investment property is only allowable to the extent that it repaid the original loan or was to renovate the investment property. Interest on the part of the loan used for other purposes (such as to buy a house to live in) is not tax deductible in either Australia or the UK. A tax efficient option is to sell the house in Australia and use as little as possible of the proceeds to buy an investment property with the rest financed by a mortgage. You can then use the rest of the proceeds to buy the house in the UK that you're going to live in. One thing to be wary of is the CGT if you need to sell an Australian property after you leave the country. You will be taxed as a foreign resident and in almost all cases will not be eligible for any of the allowances including the main residence exemption and the 50% discount for owning the asset for over 12 months. This makes it even more sensible to sell your house before leaving Australia (whether or not you then buy an investment property) so as to realise the gain while it is still exempt from tax. If it is only an investment property that you sell at least you won't be paying tax on gains you made while you lived in Australia even if you are still going to have to pay twice as much tax as an Australian resident would have done (note that returning to Australia and taking up residence again before selling the property is your best option).

I can't say there's anything wrong with that as it doesn't take a place in quarantine away from anyone else.