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Marisawright

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Everything posted by Marisawright

  1. Congrats on the offer. I think you're right to assume they would've asked about the work experience if it was a problem, but they do sometimes ask extra questions later. @Maria18, this would be of interest to you.
  2. That is good news. The question is, is there an equivalent document for use by holders of other permanent visas such as a partner visa?
  3. If you mean the Ancestry visa, then it is always THE best option if you're eligible to claim it.
  4. Congrats on the job and good to hear you're settling in. You were not resident in Australia for tax purposes for the whole tax year, only for the period from 1 July 2019 to the date in March when you left permanently. So no, you don't declare your UK income for June.
  5. States are not issunig 190's very often these days. The whole point of the 491 is that they're fed up of people getting a 190 and then going off to live in another state. The 491 is a way of putting you on probation, so you have to stay in the state or lose your visa. If they've offered you a 491 then they're not going to offer you a 190. It's true the 491 is only temporary, however unlike any other temporary visa, it has a clear pathway to a permanent visa. Look at it this way. For the other temporary visas (student and 482), they're letting someone come to Australia to fulfil a temporary role. The government wants those people to go home at the end, so they make it difficult to transition to PR. For the 491, it's the opposite. The government really, really wants you to stay at the end of the 491, so provided you can meet the criteria, you're in. Yes, you're temporary for 4 years but you've got that carrot at the end. It's so very difficult to get a visa for Australia right now, I would not be turning my nose up at the offer you've got.
  6. You have to be "settled", and a student visa is only temporary.
  7. I just noticed your other posts. Do you have your own visa yet? Your parents can't even apply for the 143 visa until you've been settled in Australia for at least 2 years. That means your younger brother definitely can't be included on the visa, because by the time your parents apply, the waiting period could be more like ten years, assuming the visa is still available (which is certainly not guaranteed). The reality is that if you are considering migration to a foreign country, you should always make your decision on the assumption that your family will probably be unable to join you. In general, countries want skilled workers, but they don't want the burden of extended family members - and the long waiting lists for parent visas reflects that. Some countries (like the UK) don't even offer them any more, except in extreme circumstances. No one can predict what Australia's visas might look like in two or three years' time?
  8. Your biggest problem will be whether your younger brother will be able to claim dependency. By the time the visa is granted, he'll be 22 and the cutoff for dependent children is 23, so you'd better hope the waiting time doesn't get extended even longer (which is very possible). He will have to stay a student from now until the visa is granted because he'll have to prove he's been continuously dependent on your parents. He could certainly come to Australia on a student visa in the meantime, but he will have to pay full international fees at university, with no access to grants or student loans. He would be much better to stay in the UK and complete his education without getting himself or your parents into unnecessary debt.
  9. It's not a silly question, visas are very confusing. If you apply for a 143 visa for your mum now, she will be waiting about 8 years to get her visa. Dependent children must be under 23 when the visa is finally granted (not when she submits the application). So your sister will be too old and can't be included. She will need to get a skilled visa in her own right, just like you.
  10. As I've said before, there is no need for him to go to WA if it's just an activation visit. Check out what the rules are for the other states. I was surprised to hear that permanent residents and citizens required a pass to enter WA, as I'm pretty sure most other states don't have that restriction. They have restrictions on people crossing from other states but not, AFAIK, from overseas. It's worth checking. But obviously, if you can get the passes approved, then you won't have to worry. However I would look into your other options because you need a Plan B. P.S. You might want to mention on the form that he is at risk of losing his visa if your family is not able to travel before a certain date, as that may carry some weight.
  11. If you're considering a 143 visa, are you aware the waiting time to get this visa is about 8 years?
  12. @Aussiebird, didn't you own property the last time you were in Perth?
  13. Can you provide a link to that G2G Facebook page? Sadly, the Federal government's attitude is that people "have had plenty of time to return home" (the Prime Minister said so in a recent press conference). The feeling seems to be that if people have managed to delay their travel this long, then they must have somewhere reasonably comfortable to stay overseas and wait out the crisis. You and I know that's not reasonable but unfortunately, there aren't enough people in that situation (even though I'm sure there are thousands) to make a dent. The government has other priorities, and keeping the borders closed is good for votes. So I don't see them bending any time soon. I'd say, apply now but also make some contingency plans. Options that I can see: Perhaps you should go back to Plan A (your husband does an activation trip). This might be the most sensible option, as these restrictions are likely to continue for another year, and unemployment is sky-rocketing in Australia - so it might be wise to stay in the UK and hold on to your secure jobs in the meantime. I know your heart is set on WA but could you consider going to another state? Each state has its own border rules, and you may find other states are not so strict. Maybe look at Geelong in Victoria or Newcastle in NSW, or Brisbane. @AliQ, is this going to affect you?
  14. As DukeNinja says, the easiest way to get started is to have an initial consultation with a migration agent. The good ones will give you a free initial consultation. Try Suncoast Migration or Go Matilda.
  15. All you can do is apply now and see what happens. Try not to waste energy catastrophising. Your passports and evidence of your visas are obvious for documents. Talk about the fact that you are returning permanently to live and that your house in the UK is being sold so you have no home there
  16. Marisawright

    Nutmeg

    I'm no expert, but the way I understand it is that you can transfer a British private pension into an Australian superannuation fund, but you may lose a huge amount in tax if you do it incorrectly, so it's vital to have a professional who can advise on that. With some pensions, it's possible to take a lump sum when you retire. Again, if you take that lump sum, you are likely to lose a lot of it in tax, so advice is important. If you just want to receive a monthly pension from the fund, then you need to declare it on your Australian tax return, where it will be treated like any other income. It's not subject to any special extra tax. You will need to ask the pension fund if they'll pay it into an Australian account. You may prefer to have it paid into a British bank account so you can choose to transfer it when the exchange rate is favourable.
  17. Marisawright

    Nutmeg

    The best plan is to get some financial advice from someone who knows both systems. There will be a fee but it's worth it to avoid making costly mistakes. @Andrew from Vista Financial is very helpful.
  18. What size of car are you looking at? The RAC is a good source of information on cars: https://rac.com.au/car-motoring/info/used-car-safety-ratings We had a Lancer but I probably wouldn't buy one again, because the model on sale in Australia is quite old now, and other makes have newer models with much better safety ratings.
  19. I agree with ali. I know an agent sounds expensive, but how important is this to you? If you're not too fussed about whether you get to Australia or not, then by all means do it all yourself. But you are in a very dicey position. Firstly, it could take two or three years to get a dependency visa and you are getting dangerously close to the cutoff age. Secondly, you are about to graduate and you need to be absolutely sure what counts as "dependency" so you don't do anything that would count as being "independent". You really need an expert to make sure you don't put a foot wrong. The good agents will give you a free initial consultation so you don't need money upfront. Look at Suncoast Migration or Go Matilda.
  20. So you’re not a permanent resident of Australia, you’re a New Zealander ?
  21. Currently, Australian citizens and permanent residents need permission to leave the country so you have to make an application.
  22. The first thing to consider is the logistics of buying the property. Would your family do the inspections for you, and do you trust them to choose the right house for you? As Quoll says, the photos on the real estate websites are shamelessly doctored and you can't trust them. As a citizen, you won't need to get FIRB approval to buy a house from overseas, so that's lucky. The mortgage would be the difficult thing. It's easy to find out if a UK bank will offer you a mortgage - ask your bank. However even if it's possible (which I doubt), it would be a bad idea to take a mortgage with a UK bank, because then you'd be stuck with a mortgage in pounds sterling, and be at the mercy of exchange rates for the life of the loan. You should be able to get a loan from an Australian bank, but I think you'd need to pretend you were buying an investment property, as otherwise they wouldn't be able to count your UK salaries as income. There's no obligation to actually find a tenant, and once you're ready to move in, you just notify them that you've decided to occupy. Just make sure it's a normal principal-and-interest loan and not interest-only. Alternatively, if you do have offers of employment, then a signed contract would be enough for most Australian banks to offer you a mortgage - however, depending on your occupations, getting job offers from overseas is extremely difficult and becoming even more so.
  23. However, it's not a dollar for dollar proportion. For every dollar of UK pension, you don't lose a whole dollar of Australian pension - so you're still ahead. Plus of course, the British pension isn't means-tested, so you'll get it from the moment you reach pension age.
  24. Those were banks, not specialist money transfer companies. They got into difficulties because of bad lending practices which is not something those companies do
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