Jump to content

Marisawright

Members
 View Profile  See their activity

  • Posts

    18,669

  • Joined

  • Last visited

  • Days Won

    275

 Content Type 

Everything posted by Marisawright

  1. Marisawright
    I very much doubt it. Government departments move slowly. This crisis is too new for them to have thought of things like that.
  2. Marisawright
    That's what I thought. Life is pretty crazy at the moment regardless of which country you're in. Fingers crossed for you and good luck.
  3. Marisawright
    Yes, all Australian banks are covered by a bank guarantee of up to $250,000.
  4. Marisawright
    ING Direct have a deal with a currency transfer company whose rates are very similar to Moneycorp's. My husband has used them and they were fine.
  5. Marisawright
    Not completely. If you are in quarantine or self-isolation there is a number on the website to call and they will deliver to you.
  6. Marisawright
    My asthma puffer used to cost me $35 per prescription, and I used one a month. Now I'm over 65 I'm eligible for the "safety net", which means that once I've spent a certain annual figure, all my prescriptions cost $5 for the rest of the year. I think there is a Safety Net for families too, but you'd need to look into it. It doesn't happen automatically, you have to apply for it.
  7. Marisawright
    If she is on a preventative and a blue inhaler, then she has asthma. A virus often triggers it off, but once the asthma starts, she will have it until she grows out of it. If she's currently more than three years old, she's unlikely to grow out of it until she's in her teens. The good news is that Australia is the world centre for asthma - she'll get better treatment here than anywhere else in the world. Also, because she is likely to grow out of it, it seems unlikely that she'd be rejected on medical grounds - it's a chronic condition but it's not as if she'll need expensive treatment for life, like some other conditions.
  8. Marisawright
    I don't think Quoll meant that hotels wouldn't accept you. She meant that you'd be unable to do anything for your first two weeks, at a time when you'd normally want to hit the ground running. I doubt you'd be in a hotel anyway, you would book an AirBnB or holiday let. They might charge you extra to do a deep clean when you vacate but that's all. After all, if they don't take overseas guests, they'll lose too much business. You would have to plan to order all your food and supplies online and given the number of other people who'd be doing the same thing, I'm sure the system would be under strain - but I don't think it would be impossible.
  9. Marisawright
    How old are you? A Working Holiday VISA is your easiest and quickest option if you qualify
  10. Marisawright
    No an RRV cannot be extended. They can apply for a new one but a RRV is a privilege not a right. They can apply but there’s no guarantee it will be approved
  11. Marisawright
    Why do you think that?
  12. Marisawright
    I had to research this and it seems @SusieRoo has a point. When the bank guarantees were introduced after the GFC, the intention was that deposits would be guaranteed under any circumstances. Then in 2018, Australia passed a law bringing Australia into line with an international agreement about how creditors should be handled when a bank fails. Several senators questioned the wording of the bill because it didn't specifically exclude bank depositors, but the government was adamant that bank deposits weren't included, and managed to get the bill through. The Senate now wants to pass an amendment to make the exclusion clear. What I notice is that the people making the biggest noise about this are gold bullion dealers and financial advisers. They are all writing articles telling you that your money isn't safe in the bank so you'd be better off investing it with them. There's obviously a large dose of self-interest there! So i wonder how real the risk is.
  13. Marisawright
    Have you checked to see whether they are even worth importing? Most cars aren't, because of all the compliance costs and hassle. It's got to be a pretty special car to be worth taking.
  14. Marisawright
    The first step is to find an employer willing to sponsor you. Agents can't help you find an employer. The big problem with employer-sponsored visas, as Raul mentions, is that it's expensive and time-consuming for the employer. For that reason, employers have to be desperate before they'll even consider it - if there's a halfway decent local applicant, they'll settle for that instead. Once you've found an employer, they will need to hire a migration agent to handle their side of the application (it's too complex for most employers to handle themselves, unless they are a large company with experience of the process). If the employer is a smaller company and they say they don't want an agent - frankly, I wouldn't proceed, because they clearly have no idea what they're getting into. The application will likely fail because they'll make a mistake or won't fulfill all the requirements. You can then choose whether to use their agent, hire your own agent, or do your side of the application yourself.
  15. Marisawright
    I wasn't aware of that. I can understand that they're allowed to block access to your account if there's a run on the bank, but I didn't think that then allowed them to take your money.
  16. Marisawright
    Yes, you do have the right to move back whenever you want, with no restrictions. However, the problem arises because in the UK, everything is ruled by your "credit score".. Whether you want to rent an apartment, get something on hire purchase, get an overdraft, get a credit card - if you don't have a credit score, they don't want to know you. Every adult in the UK has a credit score, but once you've been out of the country for ten years, your credit score expires. It makes no difference whether you're a citizen or not.
  17. Marisawright
    If you're not married, then you can't get a partner visa unless you have been together in the equivalent of marriage for at least 12 months. Not dating, and not engaged - it has to be the equivalent of marriage. Immigration recognises that sometimes, circumstances (e.g work) keep couples apart even when they're married - but you say you are engaged, which suggests you are still running your lives independently, although you communicate a lot. You can apply for a Prospective Marriage Visa. That visa allows you to come to Australia, then you have to get married within a certain window of time, and then you can apply for a partner visa. Both Paul and Alan are reputable migration agents who could help you with the application.
  18. Marisawright
    It sounds as though you've been dreadfully misinformed. You cannot apply for a visa unless you have at least 65 points - BUT it's not a queue, it's a competitive process. Only the people with the highest points get chosen, and there are huge numbers of people applying with 70, 80 and even 90+ points. People with 65 points generally don't stand a snowball's chance of getting a visa, even if your occupation is on the list and you have all the qualifications and experience required. That has been the case for some years now and it's likely to get worse, not better. Australia is not crying out for migrants any more - there are plenty of local candidates for most jobs, so every year they take more occupations off the list. I suggest you contact Westly Russell, who posted above (click on the link in his signature to get all his details) and ask him to run through your case, and give you an honest opinion what your chances are.
  19. Marisawright
    No, it is not having any effect on grants either offshore or onshore.
  20. Marisawright
    Each state decides what occupations it wants, and they can put extra conditions on it, too. What visa agency are you using and are you dealing with a consultant who is MARA registered? Unfortunately there are quite a few unregistered agencies out there and they do sometimes give misleading advice.
  21. Marisawright
    But that does assume you are fit enough to work till retirement age and that the sharemarket doesn’t crash at the wrong time
  22. Marisawright
    That's a strange statement. When you pay into a personal pension, the money goes into a fund which is invested in stocks, shares, bonds etc. Unless it's a very badly managed fund, that means your fund is eventually worth far more than you paid in (the same as superannuation) - and that can then be used to pay your pension. The big difference is that some UK personal pensions pay a guaranteed regular pension for life. If you die young, then you're right, you may not get back what you put in. But if you live to a ripe old age, you will get back far more than you ever paid in. Nobody gets a pension like that in Australia, not even the public service. You get superannuation, which is a pot of money and you just hope it doesn't run out before you do.
  23. Marisawright
    I know the four year degree is required to get a visa, but I'm wondering, is it required by all education authorities in every state? What Immigration demands and what is actually required to get a job aren't always the same thing. I don't know what the situation is with teaching but it's worth asking. Also worth looking into what's required to teach in private schools, of which there are many more in Australia.
  24. Marisawright
    Virtually no chance, sorry
  25. Marisawright
    It has been impossible to transfer them to Australia in recent years, because there have been no compliant superannuation funds available. I believe there might be (or about to be) one or two now. The issues are so complex that no one should attempt the transfer without an adviser knowledgeable about pensions and tax in both countries. Getting it wrong can mean losing a lot of your nest egg. One big thing to look out for is that many UK pension funds still have defined benefits (I.e. a guaranteed regular payment till you die). Superannuation is just a money invested, and the pension only lasts as long as the money does.
×
×
  • Create New...