Andree' Posted November 11, 2019 Share Posted November 11, 2019 I haven't sponsored anyone else, just my parents and my brother, so I need a help from my friend to cover him, I don't know why this trouble come to me.:( so sad. I will ring centrelink tmr again to sort it out, maybe the centrelink did a wrong decision I hope 1 Quote Link to comment Share on other sites More sharing options...
Kathss56 Posted November 11, 2019 Share Posted November 11, 2019 (edited) Feeling very weary and absolutely fed up!!! When I log into here it automatically takes me to April 17 posts. Some then were getting their visas in 2 1/2yrs without too many Aos fiascos! Can’t believe processing time has nearly doubled. It’s just a complete farce the length of time and AoS mistakes being made etc., !! Some of you are really going through hell and back. Dreading my turn , my anxiety levels are sky high now! Good luck and best wishes to those who have it in sight albeit with problems! We are all praying for you I suspect! Edited November 11, 2019 by Kathss56 1 1 Quote Link to comment Share on other sites More sharing options...
Rosiejaq Posted November 11, 2019 Share Posted November 11, 2019 2 hours ago, Kathss56 said: Feeling very weary and absolutely fed up!!! When I log into here it automatically takes me to April 17 posts. Some then were getting their visas in 2 1/2yrs without too many Aos fiascos! Can’t believe processing time has nearly doubled. It’s just a complete farce the length of time and AoS mistakes being made etc., !! Some of you are really going through hell and back. Dreading my turn , my anxiety levels are sky high now! Good luck and best wishes to those who have it in sight albeit with problems! We are all praying for you I suspect! Dear @Kathss56 I really hope your journey isn’t as stressful as ours! And hopefully a little shorter as they may have smoothed the bumps! We’re just waiting for news of bush fires in Batak Creek and Port Macquarie at the mo....it’s all we can focus on 1 2 Quote Link to comment Share on other sites More sharing options...
Peter2 Posted November 11, 2019 Share Posted November 11, 2019 12 hours ago, Andree' said: 1 asurer 2 people is max so I lodged by myself for my parents, and my friend lodged by himself for my brother. We used the joint application reference number that mygov sent to me earlier. I come to centrelink afternoon again and they said they can't do anything, go home and make a call on hotline number. So stressful You seem to have lodged a joint application because you are using the same application number. I think you need to lodge 2 separate applications. I could be wrong; please confirm with Centrelink. Quote Link to comment Share on other sites More sharing options...
Kathss56 Posted November 11, 2019 Share Posted November 11, 2019 (edited) 36 minutes ago, Rosiejaq said: Dear @Kathss56 I really hope your journey isn’t as stressful as ours! And hopefully a little shorter as they may have smoothed the bumps! We’re just waiting for news of bush fires in Batak Creek and Port Macquarie at the mo....it’s all we can focus on Thank you. Thinking of you all and praying it will all be ok. Awful to think of our loved ones so far away and being in danger. You feel helpless. Feeling torn, on my 6months back in the UK, my Mum passed away the day after I saw her, seeing all the problems and delays, beginning to think is it worth it? But, at the same time really missing my Oz family. Let’s hope we all get there very soon and be with our families safe and well Edited November 11, 2019 by Kathss56 1 1 Quote Link to comment Share on other sites More sharing options...
Sadge Posted November 11, 2019 Share Posted November 11, 2019 Sending very best wishes for the safety of everybody caught up in these awful fires, and to those family members waiting for news. 2 1 Quote Link to comment Share on other sites More sharing options...
Andree' Posted November 12, 2019 Share Posted November 12, 2019 I applied AOS for 3 people ( mom, dad, brother) they are all adults, so How many asures do I need to cover them? Anyone know about it Quote Link to comment Share on other sites More sharing options...
Michael S Posted November 12, 2019 Share Posted November 12, 2019 46 minutes ago, Andree' said: I applied AOS for 3 people ( mom, dad, brother) they are all adults, so How many asures do I need to cover them? Anyone know about it you need 2 assurers for 3 people. Quote Link to comment Share on other sites More sharing options...
Kush99 Posted November 12, 2019 Share Posted November 12, 2019 (edited) 57 minutes ago, Andree' said: I applied AOS for 3 people ( mom, dad, brother) they are all adults, so How many asures do I need to cover them? Anyone know about it Hi @Andree', you need two assures for your application and they both need to lodge separate AOS. And provide the same reference number in both the application. Edited November 12, 2019 by Kush99 Quote Link to comment Share on other sites More sharing options...
Andree' Posted November 12, 2019 Share Posted November 12, 2019 Thanks Michael and Kush. Me and my friend did it correctly, but something is wrong with centrelink. I got a reject letter. Now I call Centrelink again to investigate their decision about my aos. Quote Link to comment Share on other sites More sharing options...
Michael S Posted November 12, 2019 Share Posted November 12, 2019 16 minutes ago, Andree' said: Thanks Michael and Kush. Me and my friend did it correctly, but something is wrong with centrelink. I got a reject letter. Now I call Centrelink again to investigate their decision about my aos. Did they care to explain to you what exactly went wrong? Quote Link to comment Share on other sites More sharing options...
AMP Posted November 12, 2019 Share Posted November 12, 2019 Also hoping that everyone will be safe with the Bush fires raging. It must be such a worry, particularly if you are far away, and is certainly very stressful for those who are in the thick of it. On a more positive note, particularly given the problems which so many people have been experiencing with the AOS, I can report that the one my son lodged for me seems to have gone through totally smoothly. For those who want to know the detail of how it works, here it is : Back in August I received the request from Immi by email to ask my assurer to do the application. He did it straight away on line via the My Gov account and said it was straightforward and quick to do. He had to go into Centre Link to verify his identity and fully lodge the application. He was given a numbered receipt identifying it had been successfully lodged and with an estimated completion date of 26th September. Thankfully this forum had already warned me that it would take much longer and to take no notice of the date! Then on 6th Nov he received a message from Centre Link saying he would receive a call from them that afternoon, that it would be an unrecognised number and he needed to answer it! When he did they explained that everything was going through OK and that he would receive a letter confirming the acceptance of his AOS within the week, again via his My Gov account. They explained what he would then need to do in terms of paying the bond. He had a message yesterday saying there was a letter in his My Gov account, which there was, and he now has to go into the Commonwealth Bank to lodge the £10000 for the bond which acts as a guarantee. So far so good, thankfully. I was beginning to think that all AOS applications were proving to be problematic. 3 1 2 Quote Link to comment Share on other sites More sharing options...
Jellybean T Posted November 12, 2019 Share Posted November 12, 2019 So pleased to hear it’s going so smoothly for you. I’m sure your son will but just make sure he uploads the letter he received with the barcode on it along with the docs he will receive from CommBank. I think not up loading that letter is causing a lot of the problems. Good luck Angela. 1 Quote Link to comment Share on other sites More sharing options...
5000/1 Posted November 12, 2019 Share Posted November 12, 2019 Still a way to go for us yet but need to start thinking about tax and pensions I guess - gulp ! Is it better to just leave any pensions you have until retirement age and then take them or transfer across when you emigrate ? Are there companies that advise on all financial implications with a reasonable cost as this emigration malarkey is quite expensive:) thanks in advance folks Quote Link to comment Share on other sites More sharing options...
Andree' Posted November 12, 2019 Share Posted November 12, 2019 No explain anything. Centrelink officer kick me out with a hotline number everyone can get it from the web. Now I am waiting for some good news from them 2 Quote Link to comment Share on other sites More sharing options...
AMP Posted November 12, 2019 Share Posted November 12, 2019 1 hour ago, Jellybean T said: So pleased to hear it’s going so smoothly for you. I’m sure your son will but just make sure he uploads the letter he received with the barcode on it along with the docs he will receive from CommBank. I think not up loading that letter is causing a lot of the problems. Good luck Angela. Many thanks, both for the good luck wishes and the advice. This forum really is great for that. It’s sad when the content seems to deteriorate and become personal, but I suspect that is a reflection of people’s stress and I know some people are finding it really hard, 1 Quote Link to comment Share on other sites More sharing options...
Guest The Pom Queen Posted November 12, 2019 Share Posted November 12, 2019 2 hours ago, 5000/1 said: Still a way to go for us yet but need to start thinking about tax and pensions I guess - gulp ! Is it better to just leave any pensions you have until retirement age and then take them or transfer across when you emigrate ? Are there companies that advise on all financial implications with a reasonable cost as this emigration malarkey is quite expensive:) thanks in advance folks @Andrew from Vista Financial is the best person to talk to about moving your pensions over, he has helped the majority of our members and is our pensions expert and our financial advisor guru. We used him ourselves after numerous recommendations from other members and have to say we give him 5 stars ️ Quote Link to comment Share on other sites More sharing options...
Biggsy Posted November 12, 2019 Share Posted November 12, 2019 35 minutes ago, 5000/1 said: Still a way to go for us yet but need to start thinking about tax and pensions I guess - gulp ! Is it better to just leave any pensions you have until retirement age and then take them or transfer across when you emigrate ? Are there companies that advise on all financial implications with a reasonable cost as this emigration malarkey is quite expensive:) thanks in advance folks I took advice on this while on holiday in Australia from a financial advisor who specialised in this field. It's quite a complicated process, there are lots of rules and regulations which are regularly changing. You should definately seek the advice of a specialist in this field. 1 Quote Link to comment Share on other sites More sharing options...
5000/1 Posted November 12, 2019 Share Posted November 12, 2019 Thanks for the tips guys , am out there for Xmas so will look into it and will have a look into Vista financial. much appreciated:) Quote Link to comment Share on other sites More sharing options...
Marisawright Posted November 12, 2019 Share Posted November 12, 2019 8 hours ago, 5000/1 said: Thanks for the tips guys , am out there for Xmas so will look into it and will have a look into Vista financial. much appreciated:) If you decide not to use Vista, make sure you use a company that has experience in both Australia and the UK. Moving pensions is an absolute minefield. There can be huge taxes to pay if you get it wrong! Not all pensions can be transferred, and for some people, it will make more sense to leave the pension in the UK and just transfer the money when you need it. So good professional advice is critical. For the UK govt pension, you just let them know your new address, and your new bank account if you decide to have it paid in Australia. You might prefer to have it paid into your UK bank account and transfer it as you need it, to give you more control over the exchange rate. 1 Quote Link to comment Share on other sites More sharing options...
Mily Posted November 12, 2019 Share Posted November 12, 2019 On 11/11/2019 at 21:25, Andree' said: 1 asurer 2 people is max so I lodged by myself for my parents, and my friend lodged by himself for my brother. We used the joint application reference number that mygov sent to me earlier. I come to centrelink afternoon again and they said they can't do anything, go home and make a call on hotline number. So stressful Hi, our case r the same with yours. im the assurer for my parents and my friend is the assurer for my sister in the form apply for aos question 59 did you tick yes and skip question 60 ? Because it is seperate application for parents - sibling so u dont need to state detail of you friend. if u did then it might b misunderstanding for centerlink i think Anw gluck with urs process. Hope things go well soon Quote Link to comment Share on other sites More sharing options...
Andrew from Vista Financial Posted November 12, 2019 Share Posted November 12, 2019 15 hours ago, 5000/1 said: Still a way to go for us yet but need to start thinking about tax and pensions I guess - gulp ! Is it better to just leave any pensions you have until retirement age and then take them or transfer across when you emigrate ? Are there companies that advise on all financial implications with a reasonable cost as this emigration malarkey is quite expensive:) thanks in advance folks Hi there That question on pensions is not a black and white answer as it will depend on a huge range of things mostly to do with your current position and future goals and objectives (predominantly around retirement). Just some background though, a UK pension cannot be transferred to an Australian QROPS Super Fund (since 2005) until a person reaches age 55. From that point it may be possible to transfer a pension (depending on the type) as some cannot be transferred (government defined benefit unfunded schemes) however whether it is the right thing to do or not is a different matter and if the balance is quite large then usually a straight transfer is not possible due to Australian contribution limits therefore phased/staggered transfers would be required. See here for a bit more info https://vistafs.com.au/main/page_uk_pensions_age_55.html. There may also be options for people under age 55 to consider around transferring their pension, again though this would need to analysed at an individual level but moving say to an SIPP could be a consideration given then the ability to invest in currency and funds that are Aus Dollar denominated. See more here https://vistafs.com.au/main/page_uk_pensions__age_55.html. Happy for you to reach out via PM or email ( andrew@vistafs.com.au ) to create initial contact and then possibly move to advice if necessary and at an appropriate time. Regards Andy 1 Quote Link to comment Share on other sites More sharing options...
Andrew from Vista Financial Posted November 12, 2019 Share Posted November 12, 2019 12 hours ago, The Pom Queen said: @Andrew from Vista Financial is the best person to talk to about moving your pensions over, he has helped the majority of our members and is our pensions expert and our financial advisor guru. We used him ourselves after numerous recommendations from other members and have to say we give him 5 stars ️ Thanks so much for this Kate, really appreciate you saying that Quote Link to comment Share on other sites More sharing options...
Suzy123 Posted November 13, 2019 Share Posted November 13, 2019 Hi All, Got a rejected letter for AOS today. How frustrated, i uploaded the BG with the letter which has a code on centrelink website. The letter says "we have not received verification that a BG of $14,000 has been lodged with CBA". !!!????? Now i guess i will have to wait a long time on the phone to speak to Centrelink!!!!! :(((((( 1 Quote Link to comment Share on other sites More sharing options...
Suzy123 Posted November 13, 2019 Share Posted November 13, 2019 On 21/10/2019 at 09:11, florafilan said: I am having the same issue. Received a rejection letter although bond was paid and paperwork was uploaded on time. Called centrelink twice about this. First time they promised I would hear back within 3 days and of course I did not and that was 2 weeks ago. They have requested to have someone on AOS team to call me back the second time I called last week but still nothing. They did say the application is reopen ed to be reassessed. What a pain. Hi Florafilan, how long did they get back to you? what did you do to make them get back to you? I have the same issue. I rang centrelink and the girl said they have forwarded my document to the AOS team and i should hear back from them but she doesn't know how long it will take. 1 Quote Link to comment Share on other sites More sharing options...
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